Generated by All in One SEO v5.0.0.1, this is an llms.txt file, used by LLMs to index the site. # Roser Lawyers - Litigation & Bankruptcy Lawyers Australia Commercial Debt & Litigation Lawyers ## Sitemaps - [XML Sitemap](https://roserlawyers.com.au/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [Blog](https://roserlawyers.com.au/blog/) - [Tips for Writing Effective Demand Letters in Debt Recovery](https://roserlawyers.com.au/tips-for-writing-effective-demand-letters-in-debt-recovery/) - Objective: Offer a guide on drafting professional, compliant, and persuasive demand letters to increase likelihood of payment. Demand letters are a key step in debt recovery. They serve as a formal notice requesting payment and outlining consequences of non-compliance. To enhance the efficacy of your demand letters, here are essentials tips to craft an effective - [Roser Lawyers Expands with New Hurstville Office](https://roserlawyers.com.au/roser-lawyers-expands-with-new-hurstville-office/) - A New Chapter in Debt Recovery and Insolvency Law Since establishing our Sydney CBD presence in 2017, Roser Lawyers has built a reputation as one of Australia's leading debt recovery and insolvency law firms. We are thrilled to announce an exciting new chapter: the opening of our new Hurstville office. Prime Location, Spectacular Views Our - [Property Exchange Process Reforms](https://roserlawyers.com.au/property-exchange-process-reforms/) - Recently, the Property Exchange Australia Limited, better known as PEXA, have introduced a streamlining process to the purchasing or residential property or land. Previously, purchasers who were responsible to withhold an amount from the contract price for payment to the ATO were required to complete this process via the ‘GST Withholding Forms’ 1 and 2 - [Insolvent Trading](https://roserlawyers.com.au/insolvent-trading/) - It is not uncommon for companies to face financial difficulties. Directors in Australia must be aware of the legal obligations to avoid consequences or penalties. One such obligation is the positive duty of directors to prevent insolvent trading contained in s 588G of the Corporations Act 2001 (Cth). A director has breached this duty if: - [Overview of Personal Property Securities Register](https://roserlawyers.com.au/overview-of-personal-property-securities-register/) - The Personal Property Securities Register (PPSR) was created pursuant to the Personal Property Securities Act 2009 (Cth) (PPSA). The PPSR is a critical tool for creditors to protect their interests as the system allows for the registration and management of security interests in personal property. What is Personal Property? Section 10 of the Act defines Personal Property - [The Effects of an Instalment Order on a Creditor’s Petition and/or Winding Up Application](https://roserlawyers.com.au/the-effects-of-an-instalment-order-on-a-creditors-petition-and-or-winding-up-application/) - There is a common misconception from judgment debtors that should they obtain an order to pay by instalments, this will prevent the judgment creditor from enforcing its judgment. Whilst this is partially correct, there are important factors to consider especially in the context of bankruptcy and/or corporate insolvency proceedings. Whilst it is correct that if - [The Doctrine of Exoneration – An avenue for protection in Bankruptcy](https://roserlawyers.com.au/the-doctrine-of-exoneration-an-avenue-for-protection-in-bankruptcy/) - This article spotlights the rarely used but very important equitable doctrine of Exoneration. If you or your spouse have been declared Bankrupt and a Trustee has been appointed to look after your affairs, you may be eligible to the protection offered under this doctrine. A major and justifiable worry for many people when a spouse - [High Court Clarification on Unfair Preference Claims](https://roserlawyers.com.au/high-court-clarification-on-unfair-preference-claims/) - The High Court in Metal Manufactures Pty Limited v Morton [2023] HCA 1 (“Morton”) and Bryant v Badenoch Integrated Logging Pty Ltd [2023] HCA (“Badenoch”) provided some much needed clarification for liquidators and creditors in the area of unfair preference claims. In short, the High Court confirmed: There is no set-off under section 553C of - [The Safe Harbour Regime for Company Directors](https://roserlawyers.com.au/the-safe-harbour-regime-for-company-directors/) - This article looks at the often-unutilised safe harbour provisions available to company directors. If you are a director and struggling to pay your creditors debts as and when they fall due, there are a number of options available to you. Today we look at the safe harbour provisions which can be invoked to offer protection - [Bosanac v Commissioner of Taxation & Anor [2022] HCA 34](https://roserlawyers.com.au/bosanac-v-commissioner-of-taxation-anor-2022-hca-34/) - Recently, the High Court unanimously agreed that a husband had no legal or beneficial interest in a property owned wholly by his wife, despite him contributing to the purchase price. The debtor (“Mr Bosanac”) and his wife (“Ms Bosanac”) jointly paid purchase money for a property, however, it was registered to Ms Bosanac alone, and - [Case Review Of Do (Trustee), in the matter of Andrew Superannuation Fund v Sijabat [2023] FCAFC 6](https://roserlawyers.com.au/case-review-of-do-trustee-in-the-matter-of-andrew-superannuation-fund-v-sijabat-2023-fcafc-6/) - This is a case where Mr Tieng Dung Do, in his capacity as a former joint Trustee of the Andrew Superannuation Fund and Do Construction Pty Ltd in its capacity as Trustee of the Andrew Superannuation Fund, sought orders for appeal in the Federal Court of Australia. In their notices of appeal, the following grounds - [Who Is Entitled To An Inheritance During Bankruptcy?](https://roserlawyers.com.au/who-is-entitled-to-an-inheritance-during-bankruptcy/) - Due to the inherent difficulty of predicting when someone may be entitled to an inheritance, there is often little consideration of the implications of receiving an inheritance would cause during the course of bankruptcy. When a person becomes bankrupt, whether that be forced or through their own volition, their divisible property, which includes their home, - [Voluntary administration Update](https://roserlawyers.com.au/voluntary-administration-update/) - There have been a number of important decisions that were made during COVID-19 that have seen the Courts assist administrators by creating flexibility in the application of the Act to allow administrators to comply with their duties under the Corporations Act 2001 (Cth) (Act) during the global pandemic. A number of these cases saw Administrators - [Illegal Phoenixing Director Changes Now in Effect](https://roserlawyers.com.au/illegal-phoenixing-director-changes-now-in-effect/) - ASIC defines illegal phoenix activity as “activity when a company is liquidated, wound up or abandoned to avoid paying its debts. A new company is then started to continue the same business activities without the debt.” In essence, the director of a company, transfers the assets of an existing company to a new company without - [Setting Aside A Statutory Demand](https://roserlawyers.com.au/setting-aside-a-statutory-demand/) - Debt Collection A creditors Statutory Demand A useful debt recovery tool is that of a creditors statutory demand (statutory demand). A statutory demand is a formal demand made by a creditor of a debtor company for the payment of a debt owed. A statutory demand is issued under section 459E of the Corporations Act (2001) - [Bankruptcy Law](https://roserlawyers.com.au/bankruptcy-law/) - Bankruptcy in Australia is a legal process in which a person is declared unable to pay their debts. This can be a voluntary process, or though application by a person/company who is owed money. The outcome of a successful Bankruptcy application means that a person, the Bankrupt, will no longer have control over their assets - [Roser Lawyers Recognised Among Sydney’s Best Law Firms – Again!](https://roserlawyers.com.au/roser-lawyers-recognised-among-sydneys-best-law-firms-again/) - Raymond Roser is consistently recognised as one of the best in his field and this year is no different. ‘The Best Three’ have named Roser Lawyers for the 5th year in a row to be among the top 3 best Bankruptcy Lawyers in Sydney in 2022. The Best Three is an independent rating agency who - [Case Review of Jess v McNiven in the matter of McNiven (No 2) [2022] FCA 446](https://roserlawyers.com.au/case-review-of-jess-v-mcniven-in-the-matter-of-mcniven-no-2-2022-fca-446/) - The case of Jess v McNiven in the matter of McNiven (No 2) [2022] FCA 446 has set an important legal precedent in the realm of bankruptcy law, especially regarding trustee’s interests in bankrupt estates. In particular, Anastassiou J concluded that there could be no estoppel against the vesting provisions of the Bankruptcy Act 1996 - [Woodhouse (Liquidator), in the matter of Forex Trading Capital Pty Limited (in liquidation) [2022] FCA 600.](https://roserlawyers.com.au/woodhouse-liquidator-in-the-matter-of-forex-trading-capital-pty-limited-in-liquidation-2022-fca-600/) - This is a case where the Liquidators of Forex Trading Capital Pty Limited (Forex)sought orders for an expedited process for the adjudication and admission of claimsmade by former customers of Forex (the Company). Those being, roughly 8600 former customers who claim some $69.8 million in losses as a result on advice fromForex trading in high-risk - [Director Penalty Notices (DPN) – ATO Recovery of Debt](https://roserlawyers.com.au/director-penalty-notices-dpn-ato-recovery-of-debt/) - As we discussed in our previous post, the COVID-19 pandemic put a hold on the ATO’s debt recovery processes, to assist businesses dealing with other creditors, amongst other reasons. The result of reduction in activity meant that, as of 30 June 2021, the debt owing to the ATO had increased to a whopping $55 billion. - [ATO Recommencing Collection Activity](https://roserlawyers.com.au/ato-recommencing-collection-activity/) - “The pandemic is over.” In the surest way possible the government has indicated that the pandemic is over and it is time that individuals and companies be reminded that they are actually required to pay their taxation liabilities. The ATO issued approximately 50,000 Director Penalty Notice Warning Letters over the past two weeks. Change in - [Director IDs introduced by ATO](https://roserlawyers.com.au/director-ids-introduced-by-ato/) - The Government has introduced new regulatory steps to address illegal phoenix activity, including the need for directors of companies to acquire a Director ID. What is it? A Director ID is a unique identification number that a director will carry with them throughout their career. This is to enable a better overall view for the - [Effects of the Cessation of Government Support in Insolvency](https://roserlawyers.com.au/effects-of-the-cessation-of-government-support-in-insolvency/) - Effects of the Cessation of Government Support in InsolvencyThe Morrison government’s moratorium on insolvent trading laws has led to a sharp decline in administrations during the COVID-19 pandemic. CreditWatch’s latest data identifies that late payments have surged to an average of 49 days in June 2020, up from 11 days in June 2019.Patrick Coghlan, Chief - [Insolvency Relief Laws Extended to 31 December](https://roserlawyers.com.au/insolvency-relief-laws-extended-to-31-december/) - Insolvency Relief Laws Extended to 31 December On 7 September 2020, the Federal Government announced that they will extend the Insolvency Relief Laws, which were due to end on 24 September 2020 to at least 31 December 2020 in a bid to prevent further job losses. In short, the following to temporarily assist those who - [Federal Government’s Insolvency Reforms: throwing a lifeline to small businesses](https://roserlawyers.com.au/federal-governments-insolvency-reforms-throwing-a-lifeline-to-small-businesses/) - Federal Government’s Insolvency Reforms: throwing a lifeline to small businesses On 24 September 2020, Treasurer Josh Frydenberg announced new reforms to Australia’s insolvency regime to support Australian small businesses in their recovery from the COVID-19 induced recession. These reforms seek to implement a new framework which alters the approach to insolvency for small businesses with - [This is not Ansett: Virgin Australia’s plan to emerge from administration](https://roserlawyers.com.au/this-is-not-ansett-virgin-australias-plan-to-emerge-from-administration/) - This is not Ansett: Virgin Australia’s plan to emerge from administration On 21 April 2020, Virgin Australia announced that it entered into voluntary administration (VA) after being unable to meet its $5 billion dollar debt and after being turned away by the Federal Government for a bailout. Despite being unable to secure the support of - [End of Temporary Debt Relief Measures](https://roserlawyers.com.au/end-of-temporary-debt-relief-measures/) - End of Temporary Debt Relief Measures In March 2020, due to the wider economic response to the COVID-19 pandemic, the Australian Government implemented a range of temporary changes to bankruptcy legislation. These changes were addressed in our earlier article which can be viewed here. The temporary changes included: an increase in the debt threshold, which - [Small Business Insolvency Reforms](https://roserlawyers.com.au/small-business-insolvency-reforms/) - Small Business Insolvency Reforms On 1 January 2021, the Corporations Amendment (Corporate Insolvency Reforms) Act 2020 (Cth) (“the Act”) came into force following the conclusion of the temporary insolvency law relief measures implemented during the COVID-19 pandemic in March 2020. These reforms establish a new regime for (eligible) small businesses with liabilities of less than - [Business As Usual (but in a COVID safe world!!)](https://roserlawyers.com.au/business-as-usual-but-in-a-covid-safe-world/) - As Sydney enters into its eighth week of lockdown, with no end in sight, we would like to advise all our clients that we are still operating with our team working remotely. Please be advised that in response to the COVID -19 pandemic Roser Lawyers has scaled back its Sydney operation in terms of staff attendance - [Business Dobbed In – Are You Next?](https://roserlawyers.com.au/business-dobbed-in-are-you-next/) - Business owners may now be at risk of their tax debts being disclosed to credit reporting bureaus when they fail to be paid off. What does this mean? Credit reporting bureaus, such as Equifax, are the agencies that receive and store information regarding our credit and reliability as borrowers and provide that assessment to potential - [Roser Lawyers' Christmas Shutdown](https://roserlawyers.com.au/roser-lawyers-christmas-shutdown/) - Roser Lawyers will be closed over the Christmas/New Year period from 3:00pm Thursday 23 December 2021 and will reopen on Thursday, 20 January 2022. If your enquiry is urgent, please contact Raymond Roser on 0415 172 477. We will be uncontactable between 8-19 January 2022 and respond to your enquiry upon our return. We would - [What To Do If You Receive A Bankruptcy Notice Or Are Declared Bankrupt](https://roserlawyers.com.au/bankruptcy-notice-declared-bankrupt/) - Here's Some Information If You're Being Told You're About To Be Made Bankrupt WHAT IF I RECEIVE A STATEMENT OF CLAIM? If you dispute the debt you will need to lodge a defence. If the claim relates to consumer credit, you may be able to lodge a dispute with a free independent dispute resolution service. - [Business Health Check](https://roserlawyers.com.au/business-health-check/) - Business Health Check As COVID-19 collapses the economy, business owners wonder if anything can save them from financial ruin. With Australia confirming its first recession in over 29 years this has deteriorated the impact to Australian businesses. The stimulus packages offered by the Government are scheduled to end in September (though these may be extended - [Avoiding Business Liquidation](https://roserlawyers.com.au/avoiding-business-liquidation/) - Useful Suggestions for Avoiding Business Liquidation If you are of the view your company may be insolvent or become insolvent there are a few key areas to focus on. Whilst each company is different, we have identified a few key strategies that you could consider and apply to your business when conducting a review. Please - [Flatten the Curve of Insolvencies](https://roserlawyers.com.au/flatten-the-curve-of-insolvencies/) - Flatten the Curve of Insolvencies The Australian government will place a freeze on insolvent trading laws to help businesses manage the sudden economic shock wave of the coronavirus and delay an anticipated avalanche of business failures. Key measures will include temporarily increasing the threshold at which creditors can issue a demand on a company and/or - ['Business as Usual' at Roser Lawyers - (COVID -19)](https://roserlawyers.com.au/business-as-usual-at-roser-lawyers-covid-19/) - Roser Lawyers Operating Hours Please be advised that in response to the COVID -19 pandemic Roser Lawyers has scaled back its Sydney operation in terms of staff attendance at our Pitt Street office. Roser Lawyers will continue to provide excellent service for our clients and proceed with all ongoing matters. We are also taking new - [Roser Lawyers Sponsors Wests Tigers 2019 Season](https://roserlawyers.com.au/roser-lawyers-sponsors-wests-tigers/) - Roser Lawyers Sponsors Wests Tigers - [Roser Lawyers Acts with Litigation Funders](https://roserlawyers.com.au/roser-lawyers-acts-with-litigation-funders/) - Roser Lawyers acts with Litigation Funders There has been a lot of hype in the insolvency industry regarding the Insolvency Law Reform Act which came into effect in September 2017. One of the changes to the insolvency law is the implementation of legislation which makes it much easier for liquidators to sell claims. A liquidator ## Pages - [Commercial Insolvency, Bankruptcy & Litigation Lawyers](https://roserlawyers.com.au/) - Request Consultation +61 02 9232 3792 Commercial Debt Recovery, Insolvency, Bankruptcy & Litigation Specialists Learn More Roser Lawyers is a Sydney based specialist debt recovery, insolvency and commercial law firm. We act for a wide range of clients, from insolvency practitioners to directors of companies and debt recovery firms across Australia. As a client of - [Privacy Policy](https://roserlawyers.com.au/privacy-policy/) - North Star Lawyers Pty Limited (ACN 692 036 070) trading as Roser Lawyers (“Roser Lawyers”,“we”, “us” or “our”) is committed to protecting the privacy of personal information we hold. ThisPrivacy Policy explains how we collect, hold, use and disclose personal information, in accordancewith the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs).This Privacy - [Property Law](https://roserlawyers.com.au/services/property-law/) - Property LawBuying or selling property is often the biggest single transaction that most people will ever make. And when it’s your money, lifestyle and comfort that are at stake, you need to know the transaction is in the hands of specialist property lawyers and support staff who are responsive to your requirements. The Roser Lawyers - [Our Legal Services](https://roserlawyers.com.au/services/) - Roser Lawyers is a boutique Sydney Based Law firm which undertakes litigation throughout Australia. We provide specialty insolvency, bankruptcy, debt recovery, litigation and commercial advice to leading insolvency practitioners and our valued clients. We pride ourselves on helping our clients achieve their goals. We have a results driven outcomes based philosophy which ensures repeat business. - [Contact Us](https://roserlawyers.com.au/contact/) - Roser Lawyers ABN 59 692 036 070Sydney OfficeSuite 404, Level 4, 74 Pitt Street,Sydney, NSW 2000Hurstville OfficeLevel 7, 288 Forest Road,Hurstville, NSW 2220M: 0415 172 477T: 02 9232 3792F: 02 8078 0108E: RJR@roserlawyers.com Please fill in and submit the following form to get in touch with us. Please enable JavaScript in your browser to complete this form.Name *Email - [Meet The Team](https://roserlawyers.com.au/raymond-roser-bio/meet-the-team/) - Raymond Roser – DirectorRaymond Roser is the Director and principal of Roser Lawyers. With a philosophy of being a great place to work and providing excellent legal advice and value for its clients, Roser Lawyers has quickly become a leading boutique firm servicing a wide range of clients including corporate and commercial clients, individuals and - [Small Business Restructuring](https://roserlawyers.com.au/services/corporate-insolvency/small-business-restructuring/) - Under amended legislation, small businesses are able to restructure their debts in a way that improves their chances of surviving financial distress, rather than turning to Voluntary Administration – which can be a complicated and costly solution to a business’ struggling financial position. See Roser Lawyers’ article on the reforms here. The Australian Government has - [Testimonials](https://roserlawyers.com.au/testimonials/) - “We engaged Raymond to help us with an unexpected corporate legal matter. Throughout the entire matter Raymond worked passionately and diligently to represent us, resulting in the best possible outcome for our company. Raymond was always fighting for our best interests and providing frank and clear advice”– Josh Humphries (CEO & Founder – Guroo Producer) - [Receiverships](https://roserlawyers.com.au/services/corporate-insolvency/receiverships/) - What is a Receivership?A Receivership is a form of external administration where a secured creditor appoints a ‘receiver’ to a company. This Receiver will collect and sell the company’s assets in order to recoup the debt for the creditors, with priority being given to secured creditors, followed by unsecured. The Court may appoint a Receiver - [Voluntary Administration](https://roserlawyers.com.au/services/corporate-insolvency/voluntary-administration/) - Voluntary Administration is the process whereby an insolvent company is placed into the hands of an independent registered liquidator (called the voluntary administrator) who takes full control and assess available option to avoid liquidation. Voluntary administration usually occurs when a company becomes insolvent and cannot meet the creditors’ requirements. Other times, it may need a - [Enforcement](https://roserlawyers.com.au/services/commercial-debt-recovery/enforcement/) - EnforcementOnce judgment has been entered against the debtor the following procedures can be used to recover the debt:1.1 Writ for the Levy of Property:The sheriff will attempt to seize and sell the debtor’s property to appease the judgment debt. A further sheriff’s fee of $86 will be charged for each additional execution attempt. A sheriff’s - [Insolvent Trading Claims](https://roserlawyers.com.au/services/corporate-insolvency/liquidation/insolvent-trading-claims/) - Insolvent Trading ClaimsRoser Lawyers is regularly engaged by Australia’s leading liquidators to act on complex insolvent trading claims against directors. Conversely, Roser Lawyers is also engaged by directors to defend insolvent trading claims.What is an insolvent trading claim?Pursuant to section 588H of the Corporations Act a director may be personally liable for debts incurred after - [Unfair Preference Recoveries](https://roserlawyers.com.au/services/corporate-insolvency/liquidation/unfair-preference-recoveries/) - Unfair Preference RecoveriesAn unfair preference recovery is an action brought by liquidator in accordance with section 588FA of the Corporations Act 2001 (Cth). An unfair preference is a payment made to a creditor of an insolvent company during the six months prior to the relation back date.It is characterised by providing a particular creditor a - [Liquidation](https://roserlawyers.com.au/services/corporate-insolvency/liquidation/) - LiquidationLiquidations occur when the directors of an insolvent company place the company into liquidation by appointing a registered liquidator. This is referred to as voluntary liquidations. A liquidator can also be appointed by the court on either just or equitable grounds or in circumstances where the company is insolvent.A company is insolvent if it unable - [Corporate Insolvency Lawyers - Australia](https://roserlawyers.com.au/services/corporate-insolvency/) - Roser Lawyers delivers quality Corporate Insolvency advice by understanding your legal requirements to provide comprehensive, tailored and timely advice - [Leasing](https://roserlawyers.com.au/services/property-law/conveyancing/leasing/) - A commercial lease is a contract between a landlord and a tenant for the rental of commercial property. Before signing a commercial lease, it is important to obtain advice to understand the lease contract that defines the rights and responsibilities of each party.We guide and advise in matters relating to commercial and retail leasing for - [Conveyancing](https://roserlawyers.com.au/services/property-law/conveyancing/) - Conveyancing The main purpose of the conveyancing process is to transfer the legal title or ownership of land and any improvements on that land, from one owner to another.In most cases, your conveyance will start from the time you enter into your Contract (date of Contract) and continue through to settlement of the purchase or - [Wills and Probate](https://roserlawyers.com.au/services/wills-and-probate/) - A Will is a written document that sets out your requests for the distribution of your estate when you die. It looks after your family and it is your opportunity to make sure things go smoothly on your death.There are strict legal formalities to be complied with in making a Will. If these are not - [Advising Trustees Lawyers - Australia](https://roserlawyers.com.au/services/advising-trustees/) - Roser Lawyers provides detailed and tailored legal advice relating to trustees - [Litigation Funding Lawyers - Australia](https://roserlawyers.com.au/services/litigation-funding/) - Roser Lawyers partners with litigation funders to provide expert advice on obtaining litigation funding for your matter. - [Raymond Roser](https://roserlawyers.com.au/raymond-roser-bio/) - Raymond Roser – CEO & Founding Partner Raymond Roser is the Director and Principal of Roser Lawyers.Raymond acts for a wide range of clients, including corporate clients, insolvency practitioners, professional athletes, and individuals.Raymond Roser provides commercially focused advice for his clients. This means he regularly achieves outcomes quickly. Raymond worked as an insolvency practitioner on hundreds of corporate - [Commercial Debt Recovery Lawyers - Australia](https://roserlawyers.com.au/services/commercial-debt-recovery/) - Roser Lawyers is equipped to provide excellent outcomes to clients engaging in debt recovery services. - [Commercial Litigation Lawyers - Australia](https://roserlawyers.com.au/services/commercial-litigation/) - Roser Lawyers will partner with your business and provide expert advice for your commercial litigation needs - [Advising Bankrupts](https://roserlawyers.com.au/services/personal-insolvency-bankruptcy/advising-bankrupts/) - Advising Bankrupts Bankruptcy is a process which gives protection to people who are no longer able to pay their debts as they fall due. A person may be declared bankrupt voluntarily, by lodging a request, or by an order of the court initiated by a creditor. A trustee is appointed to the person who is - [Personal Insolvency and Bankruptcy Lawyers - Australia](https://roserlawyers.com.au/services/personal-insolvency-bankruptcy/) - Roser Lawyers provides expert legal advice in relation to a personal insolvency matters with specialisation relating to bankruptcy. - [ABOUT](https://roserlawyers.com.au/about/) - Roser Lawyers – Commercial Debt & Bankruptcy Litigation Specialists in Sydney, Brisbane & MelbourneRoser Lawyers is a Sydney based specialist debt recovery, insolvency and commercial law firm. We act for a wide range of clients, from insolvency practitioners to directors of companies and debt recovery firms across Australia.As a client of Roser Lawyers you receive - [Corporate and Commercial Lawyers - Australia](https://roserlawyers.com.au/services/corporate-and-commercial-law/) - Roser Lawyers will partner with your business to provide all your Corporate and Commercial legal requirements. - [Thank You](https://roserlawyers.com.au/thanks-you/) - Thank You! We'll Get Back to You Soon ## Categories - [Uncategorized](https://roserlawyers.com.au/category/uncategorized/) - [Litigation Funding](https://roserlawyers.com.au/category/blog/litigation-funding/) - [Debt Recovery](https://roserlawyers.com.au/category/blog/debt-recovery/) - [Blog](https://roserlawyers.com.au/category/blog/) - Roser Lawyers company blog. News, updates and articles about Bankruptcy, Debt Recovery, Litigation Funding & more. - [PR](https://roserlawyers.com.au/category/blog/news/pr/) - [News](https://roserlawyers.com.au/category/blog/news/) - [Bankruptcy](https://roserlawyers.com.au/category/blog/bankruptcy/) - Bankruptcy - [Personal Property](https://roserlawyers.com.au/category/personal-property/) - [Insolvent Trading](https://roserlawyers.com.au/category/insolvent-trading/)